Keep instalment plans and personal loans running cleanly from application to final payment.
We automate the operations around your products - intake, checks, documents, and client communications - using the Audit, Design, Deploy, Optimize method.
What we automate
Concrete workflows for this segment. Most clients start with one and expand.
Merchant & partner onboarding
Collect business documents, run the checks you require, and set new merchants up without manual hand-offs.
Application & identity checks
Verify identity and gather application data in the checkout or app flow, passing it to your own decision engine.
Instalment servicing
Payment reminders, due-date changes, and failed-payment follow-ups handled to your policy, with a human for exceptions.
Refund & dispute handling
Match merchant refunds and disputes to the right plan and update the customer automatically.
Built for a regulated business
Automation that follows your policies and leaves an audit trail:
Clear pre-contract information
Required disclosures generated from approved templates and stored with each agreement.
Credit-reporting data accuracy
Reconciliation checks before account data is reported, so errors are caught at source.
We automate. You decide.
Decisions stay with your licensed team
ThinkX builds and runs automation for financial firms. We do not lend, arrange credit, or give investment advice; lending and investment decisions stay with your licensed team and policies.
More of Finance & Insurance
Microlending & Microfinance
Loan intake, borrower checks and repayment schedules for small-ticket lenders
ExploreRetail Investing & Brokerage
Account onboarding, KYC and client statements for investment platforms
ExploreShort-term Credit
Application intake, affordability data and compliant repayment communications
ExploreP2P Lending & Crowdfunding
Investor and borrower onboarding, campaign documents and investor reporting
ExploreRobo-Advice & Wealth Management
Client onboarding, reporting and meeting prep for advisers and digital wealth platforms
ExploreInsurtech & Digital Insurance
Quote intake, policy documents and first notice of loss for digital insurers
ExploreThinkX builds and runs automation for financial firms. We do not lend, arrange credit, or give investment advice; lending and investment decisions stay with your licensed team and policies.
Book a free process audit
A 30-minute discovery call where we map the top three automation opportunities in your business. No cost, no obligation - just the three highest-ROI automations we’d build first.
Book my free audit